Retirement Plans

Your company and employees can have a cost effective and carefully considered retirement plan that addresses both your long-term goals and the current state of your business.

BWM offers retirement plan consulting and plan management in the following areas: 

  • Fiduciary education and support to help plan sponsors meet their obligations under ERISA.
  • Provide plans with ERISA 3(21) or 3(38) investment fiduciary services to help plan sponsors mitigate their liability. 
  • Plan cost analysis and Benchmarking to ensure competitiveness of fees. 
  • Investment manager evaluation and search to ensure the plan has a competitive and optimal investment line-up. 
  • Employee education to help plan participants maximize their retirement accumulations. 
  • Vendor search to ensure the plan has cost effective, technology proficient, administrative and record keeping services. 
  • Act as a single point of contact for all employees, HR, investment, and administrative questions. 
  • We align ourselves with our clients’ needs and utilize our experience and industry relationship to help plan sponsors have an optimized retirement plan that is administratively streamlined, cost effective and compliant.

Non-Qualified Retirement plans and Deferred Compensation can be outstanding wealth creation tools to retain key talent and diversity business owner’s and executives’ wealth that requires a holistic and nuanced approach. Non-qualified plan services may include:

  • Plan review, design, and implementation
  • Vendor search, analysis of fees and expenses
  • Benchmarking
  • Customized education and consulting for eligible employees

Types of Plans We Offer

  • IRA’s
  • SEP IRA’s
  • 403b
  • 457
  • 401k
  • Profit Sharing - All types ie New Comparability, Cross Tested
  • Defined Benefit Plans such as Pensions, Cash Balance/Money Purchase
  • Non-Qualified Deferred Compensation